Welcome to Swift Bonds

We take the hassle and red tape out of bond finance. We have a wealth of home loan experience and excellent knowledge of the bank’s lending criteria. It is not only our job but our pleasure to guide you through the process and to assist you in obtaining the best possible mortgage deal and home loan rate from across all the major banks at no cost to you.

Ordinary Home Loans

An Ordinary Home Loan can be used to finance the purchase of an existing or new residential property or to make significant structural improvements to your existing home.

First-time Buyers

A first time buyer is where a prospective client has not owned any property and is entering the home loan market for the first time to buy, build, or rebuild. If married, the spouse must also meet this no-ownership requirement.

Building Bonds (plot and plan)

A Building Loan enables you to build a new home or carry out renovations on an existing property. A retention becomes applicable on the loan amount and the funds are advanced to the borrower in stages/progress payments during the construction period of the dwelling and improvements. Once the home is built, the Building Loan reverts to a normal Home Loan.

Further Loans

Further advance
You could increase your current home loan by taking up a Further Advance. You can apply to increase your loan by the difference between the original loan granted and the current value of your home. You will need to register a further bond with a Further Advance, which means there will be some attorney and bond registrations costs.
A Re-advance will allow you to take up the difference between the outstanding balance on your home loan and the original loan amount granted. With a Re Advance you do not need to register another bond and there are no attorney fees. The available amount is subject to credit approval and lending rules.

For the best possible home loan rate – call Swift Bonds on 021 913 0564

Contact us now

Full Name

Daytime Contact Number



Thank you! Your message has been sent successfully.
Error, please retry. Your message has not been sent.